Browsed by
Author: Kheil Smith

Nelson Partners – Student Housing and The Opportunities for Regular Income

Nelson Partners – Student Housing and The Opportunities for Regular Income

Student housing is becoming widely popular in the real estate market primarily because it generates a high income and is resilient to the economic downturn. Many students either study associate degrees that take two years to last or pursue an undergraduate degree that takes five years to end. They generally extend their student housing terms if they want higher education, like getting their master’s or their doctorate degrees. If you look at the duration requirements for the above college degrees, this means students are tenants for the long run.

Nelson Partners explains why it is wise to invest in student housing

Nelson Partners was founded in 2018 by Patrick Nelson, a skilled professional in the real estate market with 14 years of valuable experience under his belt. This privately-owned company specializes in the student housing industry and its property management. According to the team of experts here, many landlords who do not belong to the student housing industry have a challenging time listing their rental properties. However, this problem does not persist when it comes to student housing, as students generally stay on the property for a long time until they complete their studies.

Car spaces are not mandatory

Since most tenants live close to the college or the university, they do not have to drive a car. Some students cannot even afford a car, and this is a huge advantage for the landlord as he/she does not need to offer car space to the student.

There is no chance of you losing your income

Student housing investment according to Nelson Partners also means there are no chances of you losing your whole source of income as there will always be students occupying your property. Unlike the other forms of rental businesses, you get the chance to retain some portion of your income as there are always sufficient students staying on your property.

The biggest advantage about student apartments is that even when some students finish their studies and leave, other students remain in the property, and landlords still receive their rents. It surely is a huge advantage for owners of private properties that rent out their whole home to a family. When the family leaves, there is no income left for the landlord.

Of course, having fewer vacancies is not ideal for a landlord; however, this does not mean that you will lose your income. You still will have some income that will be generated due to the remaining students paying their rent to you.

Less delinquency over other forms of real estate

Investments come with risks, and you cannot assume that student housing is a guarantee, but it does come close to one. For instance, when you have irresponsible students who escape their financial obligations, you always have their parents to fall back on when it comes to the collection of rents.

It is not uncommon for them to sign agreements to protect your payments. However, at the same time, there are a large number of students who are responsible and pay their rents in time.

International Society for The Protection of Mustangs and Burros Offers Insights into Caring For Wild Horses 

International Society for The Protection of Mustangs and Burros Offers Insights into Caring For Wild Horses 

The American Mustang is descended from the Spanish horses. They were brought with the Conquistadors sometime around the 16th Century. At a certain point in time, more than a million mustangs roamed in North and Central America. Being a hardy animal, mustangs have managed to survive the wild for decades.  Today organizations like International Society for the Protection of Mustangs and Burros or ISPMB have come up that work towards the protection and well-being of these horses. ISPMB in fact is the oldest wild horse and burro organization in the U.S.

Mustang is considered to be the embodiment of the spirit and freedom of the American West. Hence, there are many Americans who try to adopt these magnificent beasts. After all, adopting mustangs is not much difficult in the American West. Organizations like International Society for the Protection of Mustangs and Burros, in fact, have certain wild horse adoption programs. ISPMB actually led the efforts of creating the first adoption program for wild horses in the United States way back in 1968, while being led by Velma Johnston, the organization’s first president. This resulted in the development of the Bureau of Land Management’s Adopt-A-Horse and Adopt-A-Burro federal programs. These programs remain active even today.

While adopting mustangs can surely be a good idea, here are a few factors one need to keep in mind while caring for such wild horses:

  • Mustangs are prone to be clever, long-distance travelers who are adept at getting through impediments fencing. Hence, after adopting such a horse, one needs to keep them inside tall, strong fencing, to make sure that they do not wander out.
  • As mustangs feed themselves on just forage in the wild, they might not be much accustomed to grains and treats given to domestic horses. After adopting a wild horse, people should try to feed them grass hay and some alfalfa or all grass hay, to make the dietary transition easier. With time, they can be fed grains and any other items fed to the domestic horses.
  • Gentling a mustang would require a certain extent of training and expertise. Hence, if a person is not too well acquainted with handling wild horses, they should try and hire a professional for this purpose. Mustangs usually have an even temperament and high degree of intelligence, which allows them to learn easily under the right trainer.

Once they adapt to domestication, mustangs can be loyal and smart horses.  People can always contact organizations like International Society for the Protection of Mustangs and Burros if they desire to adopt a mustang. ISPMB focuses on the conservation of wild horses, and has fought for more than sixty years to preserve and protect herds of burros and wild horses. Hence, people can trust this organization to provide them with proper guidance on mustang adoption.

Joseph Cianciotto Underlines the Skills Needed by Modern Architects

Joseph Cianciotto Underlines the Skills Needed by Modern Architects

Each and every industry has undergone massive changes over the last couple of decades owing to the exceptional advancements made in terms of data and technology. A lot of traditional work approaches and processes have undergone modernization, thereby distributing certain time-honored methods of getting work done. These changes can be felt in the domain of architecture as well. A lot of tasks involved, right from the steps of design and drafting to rendering, have changed. Modern architects like Joseph Cianciotto need to keep pace with these changes and develop their skills accordingly.

The construction industry is growing rapidly and has plenty of job opportunities for skilled and qualified architects. The individuals having the capability to adapt to the evolving design processes and the digital landscape of the industry stand the chance of exploring the most lucrative opportunities available. Hence, all architects today like Joseph Cianciotto need to be proactive about learning and honing their technological skills. They also have to hone their soft skills, in order to impeccably fit into the collaborative work environment maintained in many companies today.

Here are a few skills that 21st-century architects need:

  • Automation: Most clients today demand prompt project completion. When project schedules get tighter, having a good understanding of what tasks can be automated and how can help boost the productivity levels of an architect. Professionals having a basic knowledge of programming concepts and algorithmic thinking can communicate efficiently with programmers, and leverage their assistance to automate certain parts of their job.
  • Coding: Architects who know coding can add great value to any project. Coding capabilities allow people to not only learn new programs quickly, but also add to the functionality and flexibility of the software. Today visual programming languages, as well as software know-how, has become imperative in the architecture field, alongside the understanding of backend of design through coding.  Such knowledge allows designers to think in a more analytical and structured manner, so as to create improved designs.
  • Data: It is widely known that buildings and structures today are being constructed with the help of variety of new systems and advanced technologies. Taking this factor into consideration, it is becoming important to translate vast amounts of data available to valuable insights and use that information to improve the performance of the buildings.

As design processes go digital and clients demand better value from their projects all architects must upgrade their skill set to stay relevant.  This implies to both budding professionals and seasonal architects like Joseph Cianciotto. In addition to the tech-associated capabilities, architects need to try to improve their communication skills as much as possible. After all, being able to communicate ideas visually, no matter whether it is through a pencil sketch or detailed electronic drawing, is an important part of the job of an architect. Architects also need commendable interpersonal and collaboration skills to be in a position to work seamlessly with their colleagues.

Ronald Phillips New York – Passionate About the Sports Teams of New York

Ronald Phillips New York – Passionate About the Sports Teams of New York

When it comes to sports fans, you will find them across the world. Thanks to the evolution of the Internet and technology, the world of sports has become smaller, and people are able to connect and interact with each other without hassles at all. Some people go the extra mile when it comes to sharing their love and passion for sports. Ron Philips is one such sports fan from New York who just loves to share interesting and entertaining information about his favorite sports teams from the city.

Ronald Phillips New York blog and reaching out to fellow readers

Ron Phillips was born and raised in New York. He is very loyal to the sports teams of his city, and it is his dream to see future talents play for the home teams he loves the best and wins championships in their respective leagues. This is why he loves to rally fellow like-minded fans and cheer for his favorite sports teams in New York.

Deep devotion to the sports teams in New York

Ronald Phillips New York is currently working on a number of blogs to testify his deep devotion and dedication to his beloved sports teams like Mets, Knicks, Yankees, Rangers, and Nets. He loves to share informative and entertaining articles about them and shares both their present and past roaster that old and new fans of the teams will surely enjoy reading about.

His blog caters to readers who wish to know more about the latest developments of their favorite city teams. He loves to write about the key figures of the organizations that manage these teams. He writes about the best players of the team, both from the past and present. His motive with his blogs is to get long-time fans and new supporters of these New York sports teams together so that they can learn more about their favorite teams and players from a single source.

He often shares stories about the history of sports in New York, the greatest and iconic players, and also writes about the stadiums and arenas that house these iconic teams of New York. In his opinion, his blog is his love letter to the city teams and sports fans of New York.

Sharing his love for baseball with everyone

Ronald Phillips New York loves to collect interesting facts about these teams and mention about them in his blog. The language on his blogs is simple so that every reader can understand the language easily. He believes that his city has a very old love affair with baseball that started out as a simple game and today has evolved as one of the most beloved sports in the USA.

Today, the Yankee Stadium in New York is considered by many sports fans to be hallowed ground. Many fans of persistently display their undying love for baseball every year by buying millions tickets to see their favorite teams and players in action both on TV and live streaming networks. Some even love to see their most-loved players and teams in action at numerous venues in New York, the most popular being the Citi Field.

Scott Tominaga Discusses the Trends in the Financial Services Industry 

Scott Tominaga Discusses the Trends in the Financial Services Industry 

Financial services in recent times were majorly defined by the rapid acceleration in digitization and digital engagement. This trend was majorly boosted by the impacts of the COVID-19 pandemic. With Market Exchanges shutting down their trading floors and moving to a remote system, personal trading apps and mobile marking transactions spiked significantly. The changes in the financial services industry impacted many across the world, including industry experts like Scott Tominaga. He has 25 years of experience in the financial services and alternative investment industry. Scott focused on keeping pace with the evolving trends in this rapidly changing industry.

A growing number of financial institutions today are putting greater emphasis on innovation and technology. The financial service industry is also shifting its attention to sustainable growth measures, largely being buoyed by a positive revenue momentum. Many finance-based organizations across the planet are today trying to explore alternative operating models, as well as evaluating emerging technologies, to enjoy a wide range of benefits.

Here are a few financial services industry trends witnessed in recent times:

  • Growing focus on digital transformation: The financial services industry is witnessing an aggressive, continued focus on digitalization, and emerging technologies are being leveraged to bring in operational efficiencies. Many of these technologies also contribute to enhancing the speed-to-market and delivering greater customer experiences. Many banks are cutting down their expenses on branches by investing in self-service digital channels.
  • Emergence of FinTech Companies:  A lot of banks today are trying to explore opportunities presented by digital technologies by partnering with FinTech companies. These partnerships allow banks to deliver tech-enabled products to their customers, while offering improved marketing, administration, and loan servicing functions for FinTech firms.
  • Creating a cognitive side to the business: As competitive forces and customer needs demand banks to adopt full-fledged digitalization, performance pressures move on to compel lenders to cut down costs and maintain healthy operating markets. AI and robotics are helping banks of today with constraints linked with new regulatory requirements and data protection laws that put pressure on their resources. Making use of technology for vital functions like regulatory compliance and anti-fraud systems allows banks to optimize their costs, while improving their operations.
  • Hyper-personalization: Consumers today are treated as individuals and not segments with the help of strong personalization efforts. Many banks allow the customers to tailor their suite of banking products as per their requirements.

Financial institutions of today are thinking strategically about their technical set up, and hence the usage of technology is likely to dominate financial industry conversations roadmaps in the coming years.  To gain better insight into the financial industry and its emerging trends, one can always seek out guidance from industry experts like Scott Tominaga.  He had started his career as a FINRA regulator and was employed for nearly 20 years in brokerage and investment management. His extensive industry experience makes him a great candidate to contact for clearing confusions about the financial services domain.

Evan Dombroski Offers Valuable Tips on Nature Photography

Evan Dombroski Offers Valuable Tips on Nature Photography

‘While cameras have been used for decades to immortalize the most important moments in history, hardly anything manages come close to the beauty of nature photography. Right from capturing a meadow in full bloom to capturing the exact moment of a lightning strike, these pictures can help preserve a slice of the sheer gorgeousness of Mother Earth. Today there are many online platforms available, which can help people to become good wildlife photographers. Expert nature photographer Evan Dombroski himself has, in fact, recently launched a website for people who wish to learn the latest tips and tricks for capturing beautiful nature shots.

The outdoors holds a number of pleasant surprises for people who are in pursuit of clicking great photographs. The wonders of the natural habitat are endless. No matter whether a person loves plants and lush greenery, or are fond of wildlife, engaging in nature photography will be ideal for them. It is among the most exciting and challenging photography genres. Here are a few tips that one must follow to take breathtaking pictures of nature:

  • Plan accordingly: Wearing the ideal dress and carrying the perfect equipment is important for nature photographs. Having a good pair of hiking shoes or boots can be of a great advantage for a nature photographer. They need to always dress appropriately for the weather. Layering can especially be a great way to stay warm, but also to cool off when needed.
  • Get familiar with the camera settings: Shooting in RAW produces the best quality photographs. One should use the lowest ISO possible when clicking a picture to bring more light to the image. It additionally is vital to adjust the shutter speed to compensate.
  • Bring the right equipment: Unless a person has an extremely steady hand or are going for the blurred effect, using a tripod will be a good idea. If they do not own a tripod, then they can choose to use a rock, tree branch or something similar to steady the camera. If no such options are available, then they need to keep their arms tight around the body and hold the camera as close to themselves as possible to get the most stabilization.
  • Use the rule of thirds: The rule of thirds is essentially a golden rule in photography. Imagine that an image is cut equally into 9 sections divided by two equal vertical and horizontal lines. Each intersecting line is where the eye usually falls. By placing the subject of the photo on the intersecting lines or in one of the squares can make for quite a dynamic click.

To acquire more pointers on nature photography, one can always explore the new photography website created by Evan Dombroski. This website aims at helping both novice and expert photographers to develop their skills in wildlife, urban, plant, and landscape photography.  This website even teaches the ways to use concepts and techniques involving abstract art and patterns to maximize photo-taking opportunities.

David Highbloom On Office Partners360 Donation to Adopt-A-School-Program and Its Mission to Vaccinate Its First Batch of Employees Against COVID-19

David Highbloom On Office Partners360 Donation to Adopt-A-School-Program and Its Mission to Vaccinate Its First Batch of Employees Against COVID-19

OfficePartners360 is a credible and leading name when it comes to customer service, technological support, and administration with an endeavor to invest in the communities it conducts its business in. As a part of its Global Social Responsibility, OP360 has recently conducted a highly successful Adopt-A-School Program that has resulted in the organization making a donation to a beneficiary school located in the Philippines.

DavidHighbloom speaks about The Adopt-A-School Program

Business leader with more than 25 years of valuable experience in progressive thought leadership, David Highbloom is the Chief Administrative Officer of OfficePartners360. He says that in the Adopt-A-School Program, the school that received the donation is Don Vicente Rama Memorial Elementary School- Special Education Center.

He says that Don Vicente was one of the eight schools in the Philippines located in Cebu Province to be nominated as the beneficiary school, Inayawan Night High School, Hipodromo Elementary School, Toong Integrated School, and Area Vocational Rehabilitation Center, and Kamanggahan Elementary School, and Estaca Integrated School.

A priority project was granted to each school

Every one of these schools was given a priority project for which the grant would be used. The company’s management team selected the winner, Don Vicente because the school caters to kids that have special educational needs. The school will use this donation to buy learning aids like multimedia projectors, a new sound system, television sets, and other important things for the school.

As a surprise, OP360 gave all the nominee schools multiple computers. The company is optimistic that this donation will assist students who are struggling with the COVID-19 pandemic.

Taking care of its employees with a vaccination drive

When it comes to the present pandemic, OP360 has a mission to keep its company employees free from infections. This is why it recently vaccinated its first batch of employees. It created a registration hub online for the pre-verification of documents. The company’s certified Safety & Health Officers and first aiders took the onsite support. Vaccination was administered to 42 employees from the company. On the 28th of May, 2021, they received their first shot of Oxford-AstraZeneca from the Visayas Community Medical Center or the VCMC.

OP360 is the first BPO in Cebu City that has successfully inoculated its first batch of employees. The company made the process comfortable by giving each of their employees a vaccination kit with a bottle of water, biscuits, a fan, and a pen. The employees appreciated the above gesture as the vaccination drive was conducted during the summers in the Philippines, where the temperatures soar up to 41oC.

David Highbloom said the efforts of the company paid off well. Employees appreciated and wrote good reviews of the drive on the post-vaccination survey conducted by the company. They highlighted in general that the process was smooth and seamless. One of the employees, named Joni Paez, who was vaccinated, said that everyone was very accommodating and supportive during the whole process. In the meantime, some employees took to social media to write posts about how happy and satisfied they were with the efforts of OP360 to vaccinate them and take care of them well during the drive.

DavidPaul Doyle NaturewiseSupplements – Staying Healthy and The Need for Relaxing in a Stressful World

DavidPaul Doyle NaturewiseSupplements – Staying Healthy and The Need for Relaxing in a Stressful World

Ever since the outbreak of the coronavirus pandemic, people have been under a lot of stress and pressure. Everyone is facing fear and stress in their daily lives.  Many people are facing problems at work, at home, getting into a rough patch with their significant other, etc. The internal coping abilities of people are not the same, and this is why one should pay attention to both their physical and mental health today.

DavidPaul Doyle Naturewisesupplements are popular in the market

DavidPaul Doyle is a widely respected strategic thinker, a creative marketer, and a visionary entrepreneur in the education and service sectors. He is the co-founder of Voice for Love and the CEO of NatureWise, a company dealing with dietary supplements.

The DavidPaul Doyle Naturewise supplements are quite popular in the market, and they have won the best condition-specific supplement line at the National Natural Products Expo and two Editor’s Choice Awards at the Supply Side West in the Beverage and Probiotics categories. After careful research and analysis, he has created these products and personally looks after their sales and marketing initiatives.

How does the human body react under stress?

He says that when it comes to the body, it has a natural stress response that is positive for everyone. It works in the way it should, and it protects people in situations of emergencies. It prepares people to respond to any potential threat quickly.

It is natural that problems surface, and when the threat does not go away, the body stays on high alert for a very long period. The elevated levels of the body’s hormones increase the heart rate, and the muscles in your body become tense. All of these reactions that take place in the body adversely affect your health. They lead to depression, irritability, anxiety, headaches, and insomnia.

Other negative reactions that take a toll on your body

Stress also induces panic attacks, heartburn, increased blood sugar, and aches in the stomach. Risks of developing serious chronic illnesses like heart disease and diabetes surge. Prolonged anxiety and tension also lead to negative behavioral patterns like poor eating habits, smoking, alcohol consumption, and more.

How can you cope with the above?

When it comes to coping with the pandemic’s stress and pressures, help is at hand. Several relaxation opportunities are limitless and unique like yours. Whether reading a book or trying out a new recipe in your kitchen, all of these simple chores will help you keep stress at bay. Moreover, DavidPaul Doyle Naturewise supplements for stress also help lower cortisol levels- the hormone responsible for stress in the body.

DavidPaul Doyle says another great way to beat stress is to meditate and connect with yourself. In this way, you can keep tensions at bay and relax deeply. Meditation is simple, and you just need to practice it daily for at least 20 minutes or so to unclutter the mind and relax without hassles.

Healthcare Lawyer Gregory Pimstone Highlights the Problems of the Irrational Out-of-Network ER Care System in the USA

Healthcare Lawyer Gregory Pimstone Highlights the Problems of the Irrational Out-of-Network ER Care System in the USA

The reimbursement system for out-of-network payments for emergency room care in the USA is highly irrational and expensive. The number of legal disputes is increasing and clogging the courts of laws hearing such cases. A prominent and widely respected healthcare legal expert from Los Angeles is calling out for significant changes to eradicate the financial and litigation woes associated with the process.

Gregory Pimstone stresses a legislative fix to the problem

Gregory Pimstone is an esteemed healthcare lawyer from Los Angeles and is the head of the healthcare law group at national law firm Manatt in the USA. He firmly believes that only legislative intervention can fix the above issue. The problem starts when a patient walks into an ER care unit under a healthcare plan that is not under the contract of the hospital.

Courts are clogged with legal suits

health care lawyer salary

Though no ER can refuse treatment of the patient, and no healthcare plan can force the patient to visit only those hospitals with whom it has a contract. The patient is treated until stabilized, and the patient’s healthcare plan is obligated to pay for the services rendered. This again is governed under the law by managed healthcare plans that use a method overseen by the regulator for payment. The ER is under no legal obligation to accept this payment if dissatisfied and has the right to file a case in court to sue the carrier.

There is no set formula set out by law, and so the problem prevails, making the whole system irrational. He cites the examples of the following case.

In the case of the Children’s Hospital Central California v Blue Cross of California, 226 Cal. App. 4th 1260 (2014), it has been laid down that reasonable value is “the going rate” for the services, what “a willing buyer would pay a willing seller.” Id., at 1274.

The court stated that in making this determination, “courts accept a wide variety of evidence” and that “the facts and circumstances of the particular case dictate what evidence is relevant to show the reasonable market value of the services at issue.”  Id., at 1275.

The court further laid down that in making the above determination, “the facts and circumstances of the particular case dictate what evidence is relevant to show the reasonable market value of the services at issue.”  Id., at 1275.

Relevant evidence includes “the scope of rates accepted by or paid to” the hospital or similar hospitals in the area. From that evidence “along with evidence of any other factors that are relevant to the situation,” a court can make its determination of reasonable market value.   Id.  “All rates that are the result of contract or negotiation, including rates paid by government payors, are relevant to the determination of reasonable value.”  Id., at 1278.

Gregory Pimstone of Manatt concludes the sole solution to this problem is to have defined legislation to set the fair rates for paying out-of-network ER care costs to curb litigation. This will help resolve the issue to a large extent and organize the ER care reimbursement system in a better way.

Insights By Ileana Hernandez of Manatt On Healthcare Fraud And Its Rising Urgency For Speedy Prosecution

Insights By Ileana Hernandez of Manatt On Healthcare Fraud And Its Rising Urgency For Speedy Prosecution

Healthcare fraud is intensely on the rise in the USA, and the Government and political parties have joined hands to combat this mounting problem with reinforced vigor. Changes have been made to the US healthcare sector by US Presidents Trump and Biden, respectively; however, with these new processes and developments, the problem still prevails. The advent of the Pandemic saw a huge increase in regulatory violations and legal disputes in the nation due to new infections caused by the surfacing of mutant strains of the coronavirus in the nation.

Ileana Hernandez of Manatt gives an insight into massive false billing claims worth millions

Ileana Hernandez, a partner with Manatt, Phelps & Phillips Law Firm and a proactive member of the firm’s healthcare litigation practice, says, “Recent activities demonstrate the government’s fierce determination to monitor and prosecute healthcare fraud cases.”

a health care lawyer

The US government has the determination to prosecute people actively involved in healthcare fraud. There have been massive nationwide sweeps conducted by the Department of Justice or the DOJ in the USA. They were conducted across 36 and 41 districts in 2016 and 2017, respectively. In the first sweep, more than 300 healthcare professionals were charged with false billing claims worth $900M: the guilty included doctors, nurses, and other licensed healthcare professionals.

In the second nationwide sweep conducted in 2017, more than 115 professionals, including doctors, nurses, and licensed medical practitioners, were charged with false billing claims. However, the amount of healthcare fraud here was $1.3B, the biggest in US history to date.

Ileana Hernandez of Manatt says, In addition to the large government sweeps, nearly 500 lawsuits related to healthcare fraud were filed by private citizens on behalf of the federal government,” said Ileana Hernandez of Manatt. “Many of these lawsuits were based on alleged off-label marketing, kickbacks, Stark violations, upcoding, double billing and lack of medical necessity claims.”

Recovering lost money due to false billing claims

New healthcare programs in the nation have been launched to battle this problem, for instance, with the CARES act Provider Relief Fund, the government of the USA is now placing a high priority on monitoring cases of potential healthcare fraud in federal programs to recover lost money due to false billing claims. Measures have been taken to weed out healthcare fraud from the system aggressively. There is a focus on companies dealing with medical drugs and devices, small groups of individuals and physicians (in some areas), and other professionals linked to the healthcare sector.

She says in the past year, the Federal Government in the USA has stepped up actions to focus beyond manufacturers to target healthcare providers who have submitted false billing claims for opioid prescriptions under its healthcare system programs. These actions include FCA investigations, administrative acts, and traditional criminal actions as well.

Ileana Hernandez of Manatt sums up by saying, “In the current healthcare climate, nobody is immune to the government’s efforts to stomp out cases of healthcare fraud and abuse, and they will go to any length to recoup monies and prosecute entities.”